fuck fuck fuck fuck

[flea]

The wire request I overnighted needed to be notarized. Once you know that, the mysterious sentences do, in fact, imply this, but I did read them and did not understand that fact, despite being pretty smart. Ah, financial-speak.

So, we fill out the form again and take it to a bank tomorrow AM and sign it and FedEx it at the speediest rate, which means it probably gets to Vanguard on Monday before 12. Whoops, we are closing Monday at 9. Apparently we can go through the signing of everything at 9 and just not get the keys until the money actually deposits. When that may be is unclear, and we were planning to stay in the house Monday night, but oh well.

I am pretty deeply upset, though rationally it's not that big a deal. Casper is worried about me and giving me lots of hugs.

Comments

[veejane.livejournal.com]

Did you chew off some ears at Vanguard about bad instructions? Their job, as people who want your business, is not to get in the way of what you are trying to do.

Also, yelling at businesses is very stress-releasing! And sometimes, they are so apologetic that they give you things to make you feel better. (At the very least, they should pay for the second Fedex, since it would not be necessary except that their instructions are vague.) And anyway, if you have manners (and I know you do), you can yell at an employee who is paid to sit there and be yelled at, and get it all out of your system, and having manners makes you so remarkably better than 99% of people who call to complain that your call might end up in the Customer Hall of Fame.

Direct blame where it belongs! Guilt-trip total strangers rather than yourself!

[richtermom.livejournal.com]

Didn't you even CALL THEM the other day to double check info? They should have been more explicit. THEY SUCK. bad bad mortgage company.

That said, our mortgage has been sold and resold three or four times, and we're now with a company I've never wanted to deal with again, so why do I enjoy home ownership?

[sophiabrooks.livejournal.com]

Oh, that suck, but it sounds like ultimately it will be OK.

Also, I have found that smart people don't follow unclear directions as well as less smart people. I know that I tend to assume that the direction writer means explicitly exactly what was written, and other people seem to make their own interpretations which most of the time turn out to be right. So take comfort in that, maybe.

[forodwaith.livejournal.com]

Ack! Biting my nails in sympathy. May the rest of the process go smoothly.

[jesseh.livejournal.com]

FedEx first delivery is before 10 am, I believe. It may yet work out!

[hecubot.livejournal.com]

Breathe!

This kind of stuff happens around closings all the time. It's never friction free.

Ultimately, people will bend a little to get their money.

Remember, you're giving them money. They want to get it. Okay?

[serrana.livejournal.com]

Actually, even if you have the money in, they usually don't give you the keys at signing. It happens a couple of days later when the deed's recorded.

Yes, me and my pickup truck full of random crap learned this the hard way, grr.

[theodosia.livejournal.com]

Actually, they DID give me the keys at closing, but MA may be very specific about that, or perhaps it's because the "cash" portion was handled with cashier's checks.

I have a theory says that you run across little problems with closings the way you run across them with wedding ceremonies -- the stress is supposed to make you bond closer with the spouse or house once you're through it. :-)

[serrana.livejournal.com]

Hunh -- I think we brought cashier's checks, too, but they still wouldn't give us keys until the deed was recorded. Having only ever rented, where you got the keys when they got the money, I was rather taken aback.

[theodosia.livejournal.com]

I would have been, too!

I suspect that there's some kind of electronic deed-recording going on in MA, because THE NEXT DAY I got new-house sales offers at the new address, which means that the record was automagically sent out to some kind of sales db early enough in the afternoon that stuff could be gotten to the PO... geez Louise!