Did they do anything creative to try to jack up your ratios? I mean, on my salary, technically I don't earn enough money to buy anything except maybe a 1 car garage in Oakland. The bankers and realtors out here are geniuses as getting people to qualify. They justified adding in the cost of my benefits and the mandatory deductions for retirement to my "income" to push me to the very edge of eligibility to get me to qualify. Well over 50% of my income goes to housing, and that's common out here. If I'd needed it, I would have gotten a parent to co-sign.
Sorry, it must be my supersales-days coming back. It's just such a beautiful house!
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branchandroot
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Date: 2004-04-22 11:29 am (UTC)Sorry, it must be my supersales-days coming back. It's just such a beautiful house!